This article deals with the digitalization of management accounting / controlling in insurance companies, which goes hand in hand with the digital transformation of the insurance industry by Big Data, Artificial Intelligence (AI) and Blockchain. The insurance business requires an industry-specific design of the controlling instruments, but not of the controlling concept itself. Managing insurance as a service in a value- and risk-oriented way requires cost transparency, e.g. through contribution margin calculations. Risks, on the other hand, can only be understood from a balance sheet perspective, e.g. through internal models. These interdisciplinary fields of application of controlling are undergoing digitalization. In addition, there are new market developments such as telematics tariffs, in which the digitalization of controlling is essential in order to address the limits of insurability. The fields of application result in new competence profiles of controllers in distinction to actuaries and data scientists.

Interior insulation plays a key role in reducing the energy consumption of historic buildings. However, it might cause moisture accumulation
and must be thoroughly analyzed. The use of recycled materials allows for further reduction of environmental impact. This paper presents
the study of a new insulating plaster containing aerogel and recycled glass used as capillary active interior insulation system. Firstly, the
hygrothermal properties of the material are measured in laboratory to obtain a complete characterization. Laboratory tests results are post-
processed to obtain the data required as input by the simulation software. Finally, hygrothermal simulations are carried out to investigate
the material’s behavior in realistic application scenarios and to study how different input parameters affect the results.

Humidity, salt content, and migration in building materials lead to weathering and are a common challenge. To understand damage phenomena and select the right conservation treatments, knowledge on both the amount and distribution of moisture and salt load in the masonry is crucial. It was shown that commercial portable devices addressing moisture are often limited by the mutual interference of these values. This can be improved by exploiting broadband radar reflectometry for the quantification of humidity in historic masonry. Due to the above-mentioned limitations, today’s gold standard for evaluating the moisture content in historic buildings is still conducted by taking drilling samples with a subsequent evaluation in a specially designed laboratory, the so-called Darr method. In this paper, a new broadband frequency approach in the range between 0.4 and 6 GHz with improved artificial-intelligence data analysis makes sure to optimize the reflected signal, simplify the evaluation of the generated data, and minimise the effects of variables such as salt contamination that influence the permittivity. In this way, the amount of water could be determined independently from the salt content in the material and an estimate of the salt load. With new machine learning algorithms, the analysis of the permittivity is improved and can be made accessible for everyday use on building sites with minimal intervention by the user. These algorithms were trained with generated data from different drying studies on single building bricks from the masonries. The findings from the laboratory studies were then validated and evaluated on real historic buildings at real construction sites. Thus, the paper shows a spatially resolved and salt-independent measurement system for determining building moisture.

The loosening of an artificial joint is a frequent and critical complication in orthopedics and trauma surgery. Due to a lack of accuracy, conventional diagnostic methods such as projection radiography cannot reliably diagnose loosening in its early stages or detect whether it is associated with the formation of a biofilm at the bone–implant interface. In this work, we present a non-invasive ultrasound-based interferometric measurement procedure for quantifying the thickness of the layer between bone and prosthesis as a correlate to loosening. In principle, it also allows for the material characterization of the interface. A well-known analytical model for the superposition of sound waves reflected in a three-layer system was combined with a new method in data processing to be suitable for medical application at the bone–implant interface. By non-linear fitting of the theoretical prediction of the model to the actual shape of the reflected sound waves in the frequency domain, the thickness of the interlayer can be determined and predictions about its physical properties are possible. With respect to determining the layer’s thickness, the presented approach was successfully applied to idealized test systems and a bone–implant system in the range of approx. 200 µm to 2 mm. After further optimization and adaptation, as well as further experimental tests, the procedure offers great potential to significantly improve the diagnosis of prosthesis loosening at an early stage and may also be applicable to detecting the formation of a biofilm.

Introduction: Distributed ledger networks, chiefly those based on blockchain technologies, currently are heralding a next-generation of computer systems that aims to suit modern users’ demands. Over the recent years, several technologies for blockchains, off-chaining strategies, as well as decentralised and respectively self-sovereign identity systems have shot up so fast that standardisation of the protocols is lagging behind, severely hampering the interoperability of different approaches. Moreover, most of the currently available solutions for distributed ledgers focus on either home users or enterprise use case scenarios, failing to provide integrative solutions addressing the needs of both.

Methods: Herein, we introduce the OpenDSU platform that allows to interoperate generic blockchain technologies, organised–and possibly cascaded in a hierarchical fashion–in domains. To achieve this flexibility, we seamlessly integrated a set of well conceived components that orchestrate off-chain data and provide granularly resolved and cryptographically secure access levels, intrinsically nested with sovereign identities across the different domains. The source code and extensive documentation of all OpenDSU components described herein are publicly available under the MIT open-source licence at https://opendsu.com.

Results: Employing our platform to PharmaLedger, an inter-European network for the standardisation of data handling in the pharmaceutical industry and in healthcare, we demonstrate that OpenDSU can cope with generic demands of heterogeneous use cases in both, performance and handling substantially different business policies.

Discussion: Importantly, whereas available solutions commonly require a pre-defined and fixed set of components, no such vendor lock-in restrictions on the blockchain technology or identity system exist in OpenDSU, making systems built on it flexibly adaptable to new standards evolving in the future.

In recent years, it has been found that screen content images (SCI) can be effectively compressed based on appropriate probability modelling and suitable entropy coding methods such as arithmetic coding. The key objective is determining the best probability distribution for each pixel position. This strategy works particularly well for images with synthetic (textual) content. However, usually screen content images not only consist of synthetic but also pictorial (natural) regions. These images require diverse models of probability distributions to be optimally compressed. One way to achieve this goal is to separate synthetic and natural regions. This paper proposes a segmentation method that identifies natural regions enabling better adaptive treatment. It supplements a compression method known as Soft Context Formation (SCF) and operates as a pre-processing step. If at least one natural segment is found within the SCI, it is split into two subimages (natural and synthetic parts) and the process of modelling and coding is performed separately for both. For SCIs with natural regions, the proposed method achieves a bit-rate reduction of up to 11.6% and 1.52% with respect to HEVC and the previous version of the SCF.